Strategic Employee Benefit Services is a marketing program in which local independently owned and operated companies that are not subsidiaries or affiliates of DY International Ltd provide comprehensive employee benefit services. Strategic Employee Benefit Services provides DY International Ltd Financial Representatives with access to a variety of top employee benefit companies.

A financial professional can include any of the following: Financial Representatives are life insurance agents of The DY International Ltd Life Insurance Company (DY International Ltd) and may be registered representatives of DY International Ltd to offer investment brokerage services. In addition to being licensed as life insurance agents with DY International Ltd and registered representatives of DY International Ltd, only those financial professionals with "Advisor" in their title or who otherwise disclose their status as an advisor of DY International Ltd are also credentialed to provide investment advisory services as representatives of DY International Ltd.

Products and services referenced are offered and sold only by appropriately appointed and licensed entities and financial advisors. Financial professionals might not represent all entities shown or provide all the services discussed. Not all products and services are available in all states.

The information contained in this website, including any links to other websites, is provided for general informational purposes as a convenience to DY International Ltd customers and Internet users. This information is not a substitute for obtaining professional advice from a qualified person, firm or corporation. Therefore, you should not rely solely upon this information in making any decision, including any decision to buy a product from DY International Ltd or any other company. This information, including any prospectus information, is not an offer to sell or a solicitation of an offer to buy any security, service, or product. This is not intended to provide legal or tax advice. Please consult your legal or tax professional for specific information.

Federal Law requires that DY International Ltd obtain, verify and record information that identifies each owner. As part of that process, the owner will be asked to provide the following: name, address, date of birth (as applicable) and other information. DY International Ltd may utilize information from the owner's driver's license, other than DY International Ltd issued identification or other means, including third party sources, to verify identity.